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*From £0.33p per day based on 35 year old male, non-smoker, admin assistant, 3 month deferment period, up to £1,000 to be paid out each month for a maximum of two years per individual claim covering him up to the age of 65 at a cost of £10.12 per month.
**Sickness figures are based on information from the Statista website.
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